Pollution Insurance

What Types of Pollution Coverage Should I Consider?

Written by Carl Godziek, RJ Ahmann Company

Pollution Insurance, also known as Environmental Impairment Liability, is tailored to the type of business that you operate. Coverage is determined based upon whether your exposure is due to contracting operations or if you have a fixed facility. This

Pollution Insurance:What Do Underwriters Look At?

Pollution Insurance Basics
Pollution insurance, more formally known as environmental impairment liability insurance has evolved into a sophisticated portfolio of products, offered by several national, international and specialty environmental insurance companies.  Pollution insurance coverage can

Should My Business Consider Pollution Insurance?

Offsite Environmental Liability Insurance
Pollution insurance can be recommended for a variety of businesses. Ultimately you may have a pollution exposure if your business deals with hazardous materials in any way. This article is intended to discuss the environmental risk your business faces res

Pollution Insurance for Underground Storage Tanks

Twenty five years ago America was faced with a pollution crisis due to leaking underground storage tanks (LUST) which ultimately lead to an inability of tank owners to obtain pollution insurance coverage. From gasoline stations to oil refineries, the tanks holding petroleum products had rusted thro

Pollution Insurance for Hazardous Waste Producers

Hazardous Waste Producers and Their Pollution Liability Exposure

Pollution liability poses a serious threat to many businesses even after waste has left their possession. Today there are fifty-seven proposed Superfund cleanup sites and over one thousand final superfund cleanup sites in the Unite

Pollution Insurance for Transportation Companies – Is It Needed?

Transportation Pollution Insurance
Pollution Insurance is designed to protect an array of exposures that businesses face in today’s litigious environment. Many companies have addressed their site pollution exposures; i.e. those potential claims triggered by pollution events arising from a fixed

Using Pollution Insurance to Secure Real Estate Transactions

Pollution Insurance and Real Estate
When a buyer and seller negotiate a real estate transaction, one risk factor that can kill the deal is known or suspected pollution on the site. Pollution insurance can be a valuable tool to reduce the uncertainty in the transaction, allowing the deal to close.

Do You Need Contractors Pollution Liability Insurance?

Contractors Pollution Liability Insurance
Have you considered contractors pollution liability insurance for your construction business? Construction company executives and owners should dread the phrase: “I’m sorry but that is not covered under your General Liability Policy.” The reality i

Pollution Insurance – a Misunderstood Tool

Why does Pollution Insurance Exist?
Pollution insurance, also known as environmental impairment liability insurance was unknown thirty years ago. If you had a pollution issue, you turned it into your general liability insurance company and usually they accepted the claim. Then came Love Canal, fo

Contractors Pollution Insurance

Historical Perspective on Pollution Insurance
Pollution insurance, also known as environmental impairment liability insurance was developed in response to environmental tragedies of the 1970’s, most notably the Love Canal Disaster. The discovery of environmental damage caused by industrial waste