Business Insurance
What You Need to Know About
Business Insurance
Since 1956, RJ Ahmann Company has been a premier provider of business insurance for all sizes and all types of companies nationwide.
Wondering if you should be protected by business insurance?
If you operate a business, you need business insurance. But do you know why you need it and what it protects? Learn more below and get a business insurance quote to see how affordable the right protection can be.
Why is business insurance essential?
- Your building and its contents are damaged or destroyed.
- Your equipment breaks down.
- You lose income due to business interruption.
- An employee is severely injured in an on-the-job accident.
- A key employee is accused of sexual harassment.
- A toddler is injured by a product you manufactured.
- A customer slips and falls on your premises.
- Your advice results in a client’s financial loss.
- A desirable job requires you to have a surety bond.
As you can see, business insurance protects your operation from a vast array of exposures. Every industry and every business is different, and requires different types of business insurance. So, a quality risk management approach includes more than just insurance. It also requires professional experience and advice to help you make intelligent decisions and manage your total cost of risk. It takes years to build a profitable business. However, it takes just one lawsuit to put you out of business if you’re not adequately insured. Whether it’s a property claim or a liability issue, business insurance can save your bottom line.
The median cost of litigating a patent infringement lawsuit through trial can range from $300,000 to $3 million, according to the 1997 Economic Survey by the American Property Law Association (IPLA).
A smart solution
If you need business insurance, or if you just want to learn more, RJ Ahmann Company can help. With more than 50 years in the industry, we’ve helped thousands of companies grow and thrive with the right business protection in place. Our experienced business insurance experts will help you obtain comprehensive, cost-effective insurance coverage — tailored for your business’s unique needs. We represent a variety of “A” rated carriers so you can rest assured that your livelihood is protected with stable, reliable coverage. We offer a vast array of coverages including property, liability, workers’ compensation, business interruption, employee benefits, professional liability, errors and omissions, surety bonds and more, so you can get all the protection you need in one convenient place.
To ensure that you get the strongest business insurance protection, while controlling your total cost of risk, RJ Ahmann...
- Helps you identify major exposures, understand the risks that are unique to your business, cultivate a safe workplace and make the most cost-effective risk management decisions — all with guidance from our highly-experienced and knowledgeable team.
- Offers access to 32 business insurance companies (carriers) so you have a range of choices unavailable at most other agencies.
- Applies its industry clout to ensure that you receive appropriate underwriting attention and the most competitive business insurance rates.
- Provides the value-added service of “SecureClient” — an online risk management resource center to support and enhance your onsite safety program.
- Advocates on your behalf throughout the claims process to ensure that your claims get the proactive attention needed to optimize outcomes.
- Offers longevity and stability you can count on. We’ll be there for you when you need us most.
Ready to Learn More? RJ Ahmann is Ready to Help with Solutions for Business Insurance!