Long-Term Care Insurance
What You Need to Know About
Long-Term Care Insurance
Since 1956, RJ Ahmann Company has served businesses nationwide. RJA is a premier provider of longterm care insurance solutions.
What is long-term care insurance?
Long-term care Insurance pays for the assistance received when someone needs help with two or more activities of daily living – such as dressing, bathing, going to the bathroom, eating or moving about – or when someone suffers a severe cognitive impairment.
Why do employees need long-term care insurance?
Long-term care coverage helps protect against the costs of care and gives employees choices about where the care is received. Many people believe long-term care is only for the elderly, but more than half of the people who file a long-term care claim are under age 65. Studies show that, on average, living in a nursing home costs more the $70,000 a year.
Why should you offer long-term care insurance?
Long-term care insurance is still a relatively unknown and low-cost benefit that can give you a competitive advantage in attracting and retaining high-value employees.
Statistics indicate that persons 65 or older face a 40 percent chance of entering a nursing home sometime during the remainder of their lives. Nearly half of those entering nursing homes remain longer than 1 year and the average stay is 2.5 years.
- Department of Health and Human Services
A smart solution
When you choose RJ Ahmann Company, you receive more than a long-term care insurance policy. You get a team of highly competent and effective specialists who analyze your business and offer a wide range of options tailored to best meet the needs of your employees, while remaining cost-effective for your business.
If you need long-term care insurance, or if you just want to learn more, RJ Ahmann can help. Our highly educated and experienced staff understands your needs and circumstances, provides you with objective evaluation and advice, and provides a committed service team to you, resulting in cost-effective, highly customized group health insurance options that are easily administered and communicated to employees.
Ready to Learn More? RJ Ahmann is Ready to Help with Solutions for Long-Term Care Insurance Policies!