The Cabinet Makers Association
(CMA) has partnered with RJ
Ahmann Company to provide an
insurance program specifically
designed for cabinet makers.
This
program has been designed to
save you money. By gathering a
large number of cabinet making
shops we can lower prices and
provide more coverage for less
expense.
General Coverages Applicable to
Cabinet Makers:
Property
This coverage includes all
property owned by or leased by
your business and used in your
operations. Buildings,
furniture and fixtures,
machinery, raw stock and
finished goods all fall within
this category.
General Liability
This coverage protects your
business from third party claims
arising from alleged losses
caused by personal injury or
property damage. These claims
can include not only the
judgments against you but
attorney’s fees, court costs,
etc. Several important
coverages will be included in
your program to make certain you
are provided with the protection
you need.
Business Automobile
This coverage provides a
combination of liability
protection and physical damage
coverage for loss due to damage
to vehicles owned, leased,
maintained, or used by you.
Umbrella
This coverage provides
protection against catastrophic
liability claims. The policy
acts as an excess coverage over
your primary liability policies.
Its limits apply in addition to
that provided by the underlying
coverage.
Workers’ Compensation
This coverage provides
protection for your employees,
without regard to liability,
required by state law in the
case of injury, disability, or
death as the result of
occupational hazards.
Installation Floater
This coverage provides special
or all risk perils for property
(i.e. cabinets) installed by
you. Coverage applies to owned
property and property of others
and covers the insurable
interest of yours in the
property. It can cover a single
project or can cover projects on
an ongoing basis.
Contractors Equipment
This policy provides coverage
for various types of equipment
that you may use at a jobsite.
Both owned and leased
(non-owned) equipment can be
covered. The main requirement
for eligibility is that the
equipment is of a mobile nature
and you own or have a financial
interest in it.
In
addition to the coverages listed
above, RJ Ahmann Company also
provides coverage for the
following:
-
Health*
-
Dental*
-
Life & Supplemental Life*
-
Short & Long term
Disability*
-
401k and Profit
Sharing
-
Retirement Planning
-
Bonds
-
Directors and Officers
-
Errors and Omissions
-
Individual Benefits-Life,
Health, Disability, Medicare
supplements*
-
Personal Insurance-Home,
Auto, Life, Medical,
Umbrella*
